CONTATO

RUA CONDE DE BONFIM, 664- TIJUCA - RJ
TEL.: (21) 2268-2410


HORÁRIO DE FUNCIONAMENTO

DE SEGUNDA A SEXTA
DE 10 ÀS 21:00H
SÁBADO E DOMINGO
DE 09 ÀS 21:00H

mobile logo

So what now should you decide do together with your figuratively speaking before you initiate scientific college?

So what now should you decide do together with your figuratively speaking before you initiate scientific college?

For those who have individual financing, you'll need to contact the financial institution/servicer of loans to see just what choices tends to be offered for your requirements

  • If you plan to graduate and move right into medical school, you'll have a six-month grace period before you are required to make monthly payments. This means it's likely you wouldn't make any payments on your outstanding loans. You should know that while you're not required to make payments during this time, you're still able to do so (and it's beneficial to you!). Making payments during the grace period will reduce your loan debt prior to entering medical school. Once you're enrolled in medical school, and as long as you remain enrolled at least half-time, you won't need to make payments because you would qualify for an in-school deferment.
  • If you decide to take a gap year before entering medical school, you would use your six-month grace period and start to repay your loans for the remainder of your gap year. At this point, making payments may seem difficult, especially if you don't have a large income; however, there're actually are a number of repayment plans to choose from and it's likely you will find one that fits your financial situation. For example, there are “traditional” plans such as the Standard Repayment Plan -- where you pay your loan(s) by making the same monthly payment over ten years. But there are also income-driven repayment plans that base your monthly payment on your actual income, which may make your payments easier to manage. These are just a couple of options. Review the FIRST Financial Aid Fact Sheets for more information.
  • For those who have complications making costs, it's also possible to be eligible for an excellent deferment or forbearance.